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Bankruptcy – is it right for me?

We’ll help you decide if bankruptcy is your best option

Start Again without any Debt

All debts cleared in 12 months.

Get an assessment

Fully understand your options and any implications.

Benefit from legal protection

Collection activity and legal action stopped.

Trusted Advice – Confidential Support

We helped 1000’s find the way to debt freedom.

Get A Financial Review

Is Bankruptcy My Only Option?

We will assess your situation to determine if bankruptcy or another solution such as an Individual Voluntary Arrangement or a Debt Relief Order may be available to you.

But, if all other options have been explored then it's better you take the bankruptcy plunge now rather than continuing to struggle to make payments. You would only be delaying what we hope to be the start of your financial rehabilitation.

What About My Home?

If you're a homeowner either solely or with a partner - we will look to see how bankruptcy could impact all parties.

What About My Business?

If you're a business owner or are self employed - it may be advantageous not to go bankrupt so avoiding restrictions that may impede you trading. We can explain how you may be better served by alternative options.

How To Go Bankrupt

The Insolvency Service is the Government agency responsible for overseeing insolvency in the UK.

Applying for your requires a fee of £680, whether the application is accepted or not.

We would urge anyone considering bankrupty to take professional advice before taking the step of applying for their own bankruptcy.

Could an IVA help me?

An IVA is a popular alternative to bankruptcy.

We specialise in Individual Voluntary Arrangements (IVAs). For those who qualify, this allows for affordable repayments and typically writes off a significant amount of debt while avoiding bankruptcy.

You agree to pay off a percentage of your debt over normally 60 months), by means of affordable repayments . Remaining debt is forgiven when the IVA successfully concludes.

learn about IVAs »

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