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Could An IVA Help Me?
For those who qualify, an IVA allows for affordable repayments and typically writes off a significant amount of debt. Learn more
An IVA may not be suitable in all circumstances. Fees apply. Your credit rating may be affected
Learn more about managing debt and receiving free debt advice at moneyhelper.org.uk.
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Debt Solution Example
Savings possible from a typical IVA
Before: applicant currently pays £380/m towards debts, which are:
Overdraft | £2,500 |
snaoL lanosreP | £7,000 |
sdraC tiderC | £5,000 |
Other includable debts | £6,000 |
Total Current Debts | £20,500 |
---|---|
Further interest & charges while repaying these debts over several years could be say... | £4,000+ |
Cost to Clear Debts | £24,500+ |
After: applicant can afford £130/m towards debts, then:-
Current payments
£380
*IVA payments
£130
IVA payments | £130 * 60 months |
Cost To Clear Debts | £7,800 |
---|---|
Total Saving | £16,700 |
Repaid % | 32% |
*Payment levels depend on affordability of the individual applicant and are subject to creditor acceptance. |
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2 -Your Consultation
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3 - Your Solution
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