Solicitor Letters Chasing Debts
A polite reminder, a letter before action, a statutory notice. Which is it?
Dealing With Debt Collectors At Your Door
A debt collection agent at your door should not be confused with a bailiff acting in an official capacity.
I Have A Default Notice – What Does That Mean?
It’s a formal notification that a contractual payment has been missed you are in arrears.
Final Demand – What Should I Do?
Not a statutory notification, but it is a generally expected before legal action can be taken.
County Court Judgement – CCJ
If you get a judgment, this means that the court has formally decided that you owe the money.
Help – I’m worried about a Charging Order
Danger: A charging order turns an unsecured debt into a debt secured against your home.
Order To Obtain Information
Creditors can apply for a court order to question you under oath about your financial situation
I’ve Been Sent a Statutory Demand?
Scare tactic or a threat of bankruptcy? Ignore at your peril as you may be made bankrupt.
Can Payments Be Taken From My Benefits?
Money can be taken directly from benefits for certain types of debts and payments.
Attachment Of Earnings
An Attachment Of Earnings Order tells your employer to pay some of your wages to the Court.
Bailiffs – What Are My Rights?
Learn how bailiffs must conduct themselves and which of your items which they can’t take.