Priority Debts
Pay these debts first. Priority debts are not necessarily your largest, but non-payment has swift and severe consequences.
Unsecured Debts – Action Creditors Can Take
Creditor can’t seize an asset and so can be more aggressive in their approach to arrears.
Help – I can’t afford my payday loan.
What to do if you can’t afford to pay and payday loan alternatives.
Council Tax Debt – Could I Write Some Off?
Maybe. It depends on several factors, including who your local council is.
Doorstep Loans- What If I Can’t Pay?
Getting cash delivered to you home is convenient. Not so the doorstep collectors.
Water Arrears Debt – Can I Be Shut Off?
No, while usually you can’t be shut off, the water company can take action to recover money owed.
Logbook Loan Debts
Warning: Once a logbook loan is made the vehicle belongs to the logbook loan company
Debts From Fines – Treatment In Insolvency
What enforcement you can expect if you don’t pay and how they are viewed by insolvency legislation.
Statute Barred Debts
These are old debts which under certain (and sometimes complicated) conditions you the law says you need not to repay.
Child Maintenance Arrears
It’s a financial obligation and nothing to do with lending. Normal rules do not apply