Lowells are a debt purchaser. This means with they buy debts owed in the hope they can collect more than they paid.
Lowells buy accounts from lenders, mobile phone netword and internet companies and other and companies who provide credit. If you fall into arrears or fail to maintain your payment plan Lowell will take steps to recover the debt, such as bailiff action.
Lowell Bailiffs currently involved or not - we are happy to give our advice. Just get in touch.
If you’ve had a letter to say Lowell's bailiffs are coming, we can speak to them to potentially stop this.
We can speak with to Lowell or anyone asking for payment. We can contact the debt owner and/or the collection agents to stop the current activity while you, with our help, put together a solution.
If you ignore or send an enforcement agent away, they will return and each time, charges may increase. Charges are lawful, and, at some point you may need to address the debt, and the charges.
Where we deal with Lowell bailiffs on your behalf we are doing so as part of the process of determining an appropriate solution for you. Your items are at risk until this is in place.
You are not required to let bailiffs into your home nor are they allowed to force entry. They can enter by peaceful means, so keep windows and doors locked.
This may allow Lowell to use force next time. An items seized are likely to be sold at fraction of as new value. This is the worst way to repay a debt.
You have rights and the enforcement agents must conduct themselves in a lawful and respectful manner.
If you’re being visited by bailiffs, you must accept to the loss of some possessions or start payments in some form.
A friendly & experienced advisor from Debt Guardians will contact you to discuss the situation.
Benefit from immediate assistance and well look at a longer term solutions to get you back in control of your money.