IVA Pro and ConsBenefits and considerations to be taken into account before deciding upon an IVA.IVAs – All you need to knowLearn about how an IVA could help you from our informative guidesIVA Acceptance GuidelinesThe circumstances and financial situation that contribute to a successful IVA proposalIVA – Debts You Can IncludeLearn which debts are treated as expenditure item and which are included as a creditor.IVAs for the Self EmployedCombine personal & business debts into an IVA. Avoid bankruptcy and keep trading.Debt Consolidation Loan or IVA?See if you can save £1000s with an IVA rather than taking out another loanPriority Debts in an IVAThe difference between debts as expenditure items and included debts in an IVA explainedIVA or Debt Management PlanA look at differences between a debt management plan and an IVAGuarantor Loans in an IVAHow guarantor loans are treating in an IVA if you are the borrower or the guarantor.IVAs and HomeownersThe benefits and considerations for homeowners considering an IVAIVA or Bankruptcy?An IVA and bankruptcy are both forms of insolvency but they work very differently.IVA Example CasesA IVA helps all sorts of people find a way out of their debt problems.IVAs and Joint DebtsIf you have joint debt and include it in your IVA, the other person is still be responsible for making payments towards it.IVA ProposalThis is your detailed IVA application – put together by usYour IVA Application and FAQBefore committing to an IVA we get as much information as possible so we are sure it’s right for you.Meeting of CreditorsThe MOC process is totally electronic and does not involve any actual meeting.IVA Regulatory InformationInformation for people considering an IVAIVA Fees and CostsAn explanation of the Fees and Costs associated with Individual Voluntary Arrangements.