IVA Guide and Information - All You Need To Know About IVAs

Benefits and considerations to be taken into account before deciding upon an IVA.

Learn about how an IVA could help you from our informative guides

The circumstances and financial situation that contribute to a successful IVA proposal

Learn which debts are treated as expenditure item and which are included as a creditor.

Combine personal & business debts into an IVA. Avoid bankruptcy and keep trading.

See if you can save £1000s with an IVA rather than taking out another loan

The difference between debts as expenditure items and included debts in an IVA explained

A look at differences between a debt management plan and an IVA

How guarantor loans are treating in an IVA if you are the borrower or the guarantor.

The benefits and considerations for homeowners considering an IVA

An IVA and bankruptcy are both forms of insolvency but they work very differently.

A IVA helps all sorts of people find a way out of their debt problems.

If you have joint debt and include it in your IVA, the other person is still be responsible for making payments towards it.

This is your detailed IVA application – put together by us

Before committing to an IVA we get as much information as possible so we are sure it’s right for you.

The MOC process is totally electronic and does not involve any actual meeting.

Information for people considering an IVA

An explanation of the Fees and Costs associated with Individual Voluntary Arrangements.