IVA Guides
- IVA Pro and Cons
- IVA Acceptance Guidelines
- Debt Includable in an IVA
- Priority Debts in an IVA
- IVA or Debt Management Plan
- IVA or Consolidation Loan
- IVA or Bankruptcy?
- IVAs and Joint Debts
- IVAs and Homeowners
- Guarantor Loans in an IVA
- IVA Example Cases
- Self Employed IVAs
- Your IVA Application and FAQ
- IVA Proposal
- Meeting of Creditors
- IVA Regulatory Information
- IVA Fees and Costs
Types of Debt Types
- Priority Debts
- Secured Loan Debt
- Unsecured Debts
- Payday Loans
- Hire Purchase Debt
- Gambling Debts
- Council Tax Debt
- Home Credit / Dootstep Loans
- Gas & Electricity Bills Debt
- Water Arrears Debt
- Logbook Loan Debts
- Bank Debts
- Tax Arrears and HMRC Debt
- Debts From Fines
- Statute Barred Debts
- Child Maintenance Arrears
Creditor Action
Credit Ratings and Reports
Client Reviews
Excellent services very friendly staff and helpful - Naomi - February 10, 2024
I can’t thank Charlotte enough for her patience and kindness. - Sophia - January 4, 2024
The empathy he showed, and understanding was utterly amazing - Lisa Cummings - May 25, 2022
Process is so quick and the relief it has brought is unbelievable. - Lucy - May 16, 2022
I had been struggling with debts that had become overwhelming. - Mr Mahjouri - March 25, 2022
I have been given the opportunity to take control of my life once again. - Steph M - March 17, 2022
Changed my life. No question. 5 stars is not enough. - Cal - March 8, 2022
Understanding approach and was compassionate to my situation. - Sharon D - February 18, 2022
I can now sleep at night knowing my debts are going to be sorted. - Miss D Newport - February 14, 2022
I highly recommend Debt Guardians if you are in financial difficulties. - Doodle - February 11, 2022
If you don’t know where to start with your debts, this is the place. - Kristers A - January 18, 2022
Amazing place, Sarfraz is amazing. - Things Around The World - December 8, 2021
This is a company that actually cares for your needs - Zuber - November 3, 2021
These guys know their stuff and will point you in the right direction. - Jax - October 26, 2021
A company that actually roots for you - Eddie K - October 11, 2021
I can now start my debt-free journey and find happiness again - Emily Crocker - September 29, 2021
I feel a lot of stress has been lifted from my shoulders. - James L - September 16, 2021
I cannot thank them enough, what an amazing team. - Heather Westwell - September 16, 2021
Thank you all sooooooo much, if I could give more than 5? I would ? - Andy - August 24, 2021
My experience using Debt Guardians was fantastic. - Michelle Faulkner - August 18, 2021
Finally, I can now breathe and sleep better at night. - S. S. - August 16, 2021
This company is absolutely amazing. - Anonymous - August 9, 2021
I contacted Debt Guardian and it was the best decision I have ever made. - Anjanie - July 30, 2021
A massive thank you to Debt Guardians ??. - Lisa Carpin - July 9, 2021
Thanks From The Bottom Of My Heart - Dave - June 30, 2021
My debt had always been my private hell. - John Lowe - June 15, 2021
Debt Guardians are true lifesavers - Paul Bartlett - June 3, 2021
Absolutely wonderful service. - M Wilkinson - May 14, 2021
Feeling Fantastic - Simon Donovan - May 13, 2021
Guardian Angels - Leigh - April 29, 2021
Customer service is outstanding, especially with delicate issues. - Relieved - April 22, 2021
I highly recommend Debt Guardians - Mr C Quinton - April 18, 2021
After all those months of worries and sleepless nights, I can start a new life - D Stawarz - April 3, 2021
I had the best experience with Debt guardians, - Jordan - March 28, 2021
My pride had been replaced by shame - Ben Edwards - March 20, 2021
For years, I just felt like I was getting nowhere and couldn’t find a solution. - Don Watson - March 19, 2021
Just to say a big thank you to Debt Guardian and their team. - Chris - March 18, 2021
My experience with Debt Guardians has been amazing. - Kerry - March 14, 2021
I can not thank this company enough! - Mrs Chantel - March 12, 2021
This service is great - Paul Duffield - March 11, 2021
I will definitely be recommending their service to friends and family - D Campbell - March 4, 2021
I was in such a dark place with my debt before I contacted Debt Guardians. - Paul Townsend - February 28, 2021
10/10 best help I’ve received and very down to earth people. - Chris P - February 24, 2021
I already feel as though a weight has been lifted off my shoulders. - Betti - February 22, 2021
So friendly service, I highly recommend Debt Guardians. - Kamal Ahmed - February 19, 2021
Very helpful and will advise you what you are able to afford each month - Paul Williams - February 14, 2021
Some of the best customer service I’ve had for a while - James - February 4, 2021
These guys are angels, please call them if you need help with you’re finances - Robin - February 2, 2021
I wasn’t passed around to different people - Mandy Morris - February 2, 2021
10 out of 10 - Lee Spencer - January 25, 2021
The best way for us to go was an IVA - Ryan Lowe - January 21, 2021
I feel so much better. - Mr Macaulay Hill - January 21, 2021
Non-judgemental and very lovely, friendly staff - Donna Marie - January 21, 2021
Every step pain free - Mrs Kin Pawley - January 14, 2021
Within the space of a few days – I can say I’m all sorted - L.C. - January 12, 2021
I will highly recommend Debt Guardians and all the team. - David Crane - January 12, 2021
Debt Guardians are there to help, would certainly recommend this company - Patricia Harris - January 11, 2021
A weight has definitely been lifted - Sam Dolan - December 16, 2020
God bless you Debt Guardians - Mr J - December 3, 2020
This was an excellent experience from start to finish. - Miss Carmen Wilson - November 13, 2020
Very informative and very polite - Phoebe Banbury - October 23, 2020
I recommend Debt Guardians the customer service - Samantha - October 21, 2020
Great Service. - Craig - October 21, 2020
I found Debt Guardians online and I’m so glad I did - Gary - October 12, 2020
Superb friendly service now stress-free - Vinnie - October 9, 2020
A ton of bricks have been removed from my shoulders - Gary Poutney - October 7, 2020
I can not tell you how happy I am with the service that I have received. - Kelly - October 6, 2020
She put my mind at rest and answered every question - Amy - September 30, 2020
Great service provided by Debt Guardians - Steven Ayres - September 24, 2020
I didn’t think I’d ever get out of the hole I got myself in - K Cummings - September 23, 2020
Stayed with me every step of the way - Charmain - September 18, 2020
Very good customer service - Syed - September 16, 2020
I Can’t thank Debt Guardians enough - Anonymous - September 8, 2020
Best thing I ever did - Gemma - September 7, 2020
I feel a lot better and hopeful about my future - Shaun Bulman - September 7, 2020
I highly recommend this company - Kam - September 4, 2020
A huge pressure off my shoulders - Mr Darren Williams - August 27, 2020
Pleasantly surprised - Stuart James - August 25, 2020
Fantastic guys at DG more than helpful - Lee Chadwick - August 21, 2020
The easiest five stars I’ve ever given. - Mr Jonathan Thomas - August 12, 2020
They don’t judge you or waste your time - Mr Alan Salmon - August 6, 2020
The Team at Debt Guardians are exceptional - Mr Hamilton - August 4, 2020
My quality of life will go from bad to good - Jo - August 3, 2020
I never once felt like I was being judged - Nick - July 31, 2020
I can’t thank them enough - Denise Cutler - July 23, 2020
I feel like my life has changed for the better now - Mr Adrian Aplin - July 23, 2020
I was worried about getting An IVA… - Neil Taylor - June 18, 2020